Reverse Mortgage
See how much equity you could access
A reverse mortgage (a HECM, or Home Equity Conversion Mortgage) lets homeowners age 62 and older turn part of their home equity into cash, a line of credit, or monthly income — with no required monthly mortgage payment, while keeping their home. How much you can access depends on your age, your home's value, and current rates.
Get a personalized estimate
We'll walk through a real estimate with you — based on your age, home value, and today's rates — and answer your questions. No application, no credit check, no obligation.
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New to reverse mortgages? Learn how a reverse mortgage works →
A Home Equity Conversion Mortgage (HECM) is a reverse mortgage insured by the Federal Housing Administration (FHA). Borrowers must be at least 62 years of age and complete HUD-approved counseling. Any figures discussed are estimates for informational purposes only and are not a loan commitment or guarantee; actual amounts depend on current rates and program terms at the time of application. NetRate Mortgage LLC, NMLS #1111861 — licensed in CA, CO, TX, and OR.