Boulder Mortgage Broker

NetRate Mortgage is an independent mortgage broker based in Louisville, Colorado — just down US-36 from Boulder, in the same county. We've originated Colorado loans since 2013, working with multiple lender partners to get Boulder-area buyers and homeowners rates and pricing that aren't available through retail banks or direct lenders.

Serving Boulder & Boulder County

We work with clients across Boulder and the surrounding communities — Louisville, Superior, Lafayette, Erie, and Broomfield.

Specific to the Boulder area

• Higher conforming loan limits — Boulder County home values run above the national baseline, so conforming loan limits here are higher than in much of the country, which can keep more Boulder buyers in conventional financing instead of jumbo. Check your county’s limit below.
• Colorado closing costs are moderate — no statewide transfer tax on residential property (a nominal state documentary fee applies).

What We Offer

• Refinance — rate-and-term, cash-out, and no-cost options when pricing allows. The Refinance Playbook →
• Home Purchase — Conventional, FHA, VA
• Reverse Mortgage — HECM and proprietary products. Reverse Mortgage Guide →
• Jumbo Loans — above the conforming limit
• DSCR Loans — investment property qualified on rental income
• Bank Statement Loans — for self-employed borrowers
• Second Mortgages — HELOCs and closed-end seconds

How It Works

1. See the rates — Check today's Colorado rates. No application, no credit pull.
2. Compare your options — every rate and point/credit combination, side by side.
3. Apply when you're ready — we handle everything from application to closing.

We're a mortgage broker — not a bank, not a call center. Why that matters →

Visit / Contact Us

• Office: 357 S McCaslin Blvd #200, Louisville, CO 80027
• Phone: 303-444-5251
• David Burson — NMLS #641790 · NetRate Mortgage LLC — NMLS #1111861
• Regulated by the Colorado Division of Real Estate
• Verify on NMLS Consumer Access →