Denver Mortgage Broker

NetRate Mortgage is an independent mortgage broker with our office in Louisville, Colorado, serving buyers and homeowners across the greater Denver metro. Since 2013 we've worked with multiple lender partners to get Denver-area clients rates and pricing that aren't available through retail banks or direct lenders.

Communities we serve

Across the metro — Denver, Broomfield, Westminster, Arvada, Thornton, and the south-metro communities including Centennial, Littleton, and Greenwood Village. Wherever we lend in Colorado, we’re a phone call away — our office is in Louisville, just north of the metro.

Specific to the Denver metro

• Higher conforming loan limits — Denver-metro home values run above the national baseline, so conforming loan limits across the metro counties are higher than in much of the country. Check your county’s limit below.
• Colorado closing costs are moderate — no statewide transfer tax on residential property (a nominal state documentary fee applies).

What We Offer

• Refinance — rate-and-term, cash-out, and no-cost options when pricing allows. The Refinance Playbook →
• Home Purchase — Conventional, FHA, VA
• Reverse Mortgage — HECM and proprietary products. Reverse Mortgage Guide →
• Jumbo Loans — above the conforming limit
• DSCR Loans — investment property qualified on rental income
• Bank Statement Loans — for self-employed borrowers
• Second Mortgages — HELOCs and closed-end seconds

How It Works

1. See the rates — Check today's Colorado rates. No application, no credit pull.
2. Compare your options — every rate and point/credit combination, side by side.
3. Apply when you're ready — we handle everything from application to closing.

We're a mortgage broker — not a bank, not a call center. Why that matters →

Visit / Contact Us

• Office: 357 S McCaslin Blvd #200, Louisville, CO 80027
• Phone: 303-444-5251
• David Burson — NMLS #641790 · NetRate Mortgage LLC — NMLS #1111861
• Regulated by the Colorado Division of Real Estate
• Verify on NMLS Consumer Access →