Louisville Mortgage Broker

Our office is right here in Louisville — an independent mortgage broker serving Boulder County and the Front Range. See real rates before you apply.

NetRate Mortgage is an independent mortgage broker with our office on South McCaslin Boulevard in Louisville, Colorado. We've originated loans in Colorado since 2013, working with multiple lender partners to get you rates and pricing that aren't available through retail banks or direct lenders. How mortgage pricing works →

Serving Louisville & Boulder County

We work with buyers and homeowners across Louisville and the surrounding Boulder County and Front Range communities — Superior, Lafayette, Broomfield, Boulder, Erie, and the northwest Denver metro.

A few things specific to our area

  • Higher conforming loan limitsBoulder County home values run above the national baseline, so conforming loan limits here are higher than in much of the country. That can keep more Louisville-area buyers in conventional financing instead of jumbo. Check your county’s limit below.
  • Colorado closing costs are moderateno statewide transfer tax on residential property (a nominal state documentary fee applies).

County Loan Limit Lookup

2025 FHFA conforming loan limits

Select a county to see loan limits.

Source: FHFA 2025 conforming loan limits. FHA limits calculated per HUD formula. Limits are for single-family (1-unit) properties.

What We Offer

  • Refinance — rate-and-term, cash-out, and no-cost options when pricing allows. The Refinance Playbook →
  • Home Purchase — Conventional, FHA, VA
  • Reverse Mortgage — HECM and proprietary products. Reverse Mortgage Guide →
  • Jumbo Loans — above the conforming limit
  • DSCR Loans — investment property qualified on rental income
  • Bank Statement Loans — for self-employed borrowers
  • Second Mortgages — HELOCs and closed-end seconds

How It Works

  1. See the ratesCheck today's Colorado rates. No application, no credit pull.
  2. Compare your options — every rate and point/credit combination, side by side.
  3. Apply when you're ready — we handle everything from application to closing.

We're a mortgage broker — not a bank, not a call center. Why that matters →

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Licensed in California, Colorado, Oregon, and Texas. NMLS #1111861. Equal Housing Opportunity. Rates shown are approximate and subject to change. Not a commitment to lend.

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