Refinance Calculator

Your Current Loan

Principal Balance

From your latest statementCurrent Rate

Current Payment

P&I only (exclude escrow)Property Value

Credit Score780

580850

State

Estimated payoff$402,466

Balance + $2,466 accrued interest (30 days)

Est. close: May 9, 2026Hard costs: $2,800

Escrow & Insurance

Escrow for taxes/insurance?Most loans require escrow

Current Escrow Balance

Refunded when your old loan closesAnnual Property Tax

Colorado avg (0.55% of value)Annual Insurance

Homeowner's insurance premiumInsurance RenewalDue within 60 days of close? Paid at closing.

Tax due dates: Mar 1, Jun 15 (semi-annual)

Enter your loan details to see results.

We'll pull today's wholesale rates and find the best option.

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This calculator provides estimates for educational purposes only. Actual closing costs, lender credits, rates, escrow requirements, and insurance timing vary by lender, loan program, and market conditions. Licensed in CA, CO, OR, and TX. NMLS #1111861.